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324 E Jefferson St, Spencer, IN 47460 Property Records

Owen County property record for 324 E Jefferson St, Spencer, IN 47460

Property Summary

Property TypeCondominium
Details2 ba · 1,296 sqft · built 1998
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Tax Bill$775 (2025)
Flood ZoneZone X (moderate risk)
APN60-10-21-300-400.314-028

Property Details

APN / Parcel Number

Primary APN60-10-21-300-400.314-028
Alternative APN
  • 00001038399

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,447 sqft (0.148 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001038399
Street Address324 E JEFFERSON ST
CitySPENCER
StateIN
Zip47460-1844
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLEWIS-WORMAN ADD BLDG 2 UNIT B PHASE 2 PT FRL S21 T10 R3 0.148A
Legal Range3
Legal Township10
Legal Section21
Legal SubdivisionLEWIS WOMAN ADDITION
Legal Phase2
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1047
Census Tract955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 E JEFFERSON ST, SPENCER, IN 47460-1844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2015
Deed SaleOct 13, 2015
Prior SaleFeb 26, 2014 · Amount on Record
Deed Document Number2015203049
Prior Transfer DateMar 3, 2005
Prior Transfer Doc000218/364
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$775.00 (-4.44%) Homeowner's exemption$184,400 (+13.83%) Land $16,000 Building $168,400$184,400 (+13.83%) Land $16,000 Building $168,400
2024$811.00 (+17.71%)
2023$689.00 (+111.35%)$162,000 Land $13,000 Building $149,000$162,000 Land $13,000 Building $149,000
2022$326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims15 (2003–2025)
Claims Outside the SFHA4 of 15
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

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