420 E Hammond St, Otsego, MI 49078 Property Records

Allegan County property record for 420 E Hammond St, Otsego, MI 49078

Property Summary

Property TypeResidential Vacant Land
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Flood ZoneZone A (high risk)
APN54-455-001-00

Property Details

APN / Parcel Number

Primary APN54-455-001-00

Exterior

Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address420 E HAMMOND ST
CityOTSEGO
StateMI
Zip49078-1507
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTHAT PT OF LOT 1 BLK E LYING E OF CENTER OF CREEK BLK E HOMESTEAD ADDITION.
Legal SubdivisionHOMESTEAD ADD
Legal BlockE
Legal Lot Number1
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2016
Census Tract31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address215 N CANAL RD, 170, LANSING, MI 48917-8674
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 1998
Deed SaleMay 5, 1998
Prior SaleApr 22, 1987
Deed Book / Page1799 / 160
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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