419 E Hammond St, Otsego, MI 49078 Property Records

Allegan County property record for 419 E Hammond St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 800 sqft
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jan 2022)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-453-017-00`

Property Details

APN / Parcel Number

Primary APN	`54-453-017-00`
Alternative APN	`03-54-453-017-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	108 ft deep x 15 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	419 E HAMMOND ST
City	OTSEGO
State	MI
Zip	49078-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	N 57 FT OF THAT PORTION OF LOT 17 LYING E'LY OF CREEK (COUNTY DRAIN) ALSO REMAINING S'LY PORTION OF SD LOT 17 LYING E'LY OF CREEK EX STRIP 4 1/2 FT WIDE OFF E SIDE THEREOF ALSO N'LY 57 FT OF LOT 16 EX E 25 FT THEREOF BLOCK C HOMESTEAD ADDITION.
Legal Subdivision	FT THEREOF BLOCK C HOMESTEAD ADD
Legal Block	C
Legal Lot Number	16-17
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	2
Census Block	2014
Census Tract	31900

Owner

419 E Hammond St is owned and occupied by an individual who bought it in January 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8480 W O AVE, KALAMAZOO, MI 49009-9683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Oct 28, 2011 · Amount on File
Deed Document Number	2022305
Deed Book / Page	4715 / 857
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 4, 2022
Property Address	419 E HAMMOND ST, OTSEGO, MI 49078-1506
Document Number	004715/857
Book / Page	4715 / 857
Instrument Date	Dec 30, 2021
Instrument	2022000305
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 E HAMMOND ST, 419, OTSEGO, MI 49078-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 W O AVE, KALAMAZOO, MI 49009-9683

Tax Assessment & Valuation

The 2025 property tax bill for 419 E Hammond St was $1,709 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,700 Land $7,600 Building $35,100	$85,400 Land $15,200 Building $70,200
2025	$1,709.00
2023		$32,200 Land $3,600 Building $28,600	$64,400 Land $7,200 Building $57,200
2022	$1,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 E Hammond St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 E Hammond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20