420 E Flowing Springs Dr, Payson, AZ 85541 Property Records

Gila County property record for 420 E Flowing Springs Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	3,640 sqft · built 2019
Lot Size	1.37 acres (59,677 sqft)
Owner	Trust Name on File
Last Sale	$546,000 (Jun 2020)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`302-27-007`

Property Details

APN / Parcel Number

Primary APN	`302-27-007`
Alternative APNs	`R021116` `021116`

Interior

Stories	1 Story
Building Area	3,640 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	59,677 sqft (1.37 acres)

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	1,150 sqft
Balcony Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R021116
Street Address	420 E FLOWING SPRINGS DR
City	PAYSON
State	AZ
Zip	85541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 07 SECTION: 09 TOWNSHIP: 11N RANGE: 10E LOT 7, FLOWING SPRINGS #1, PLAT 185, NW 1/4 SEC 9 T11N R10E = 1.37 AC
Legal Range	10E
Legal Township	11N
Legal Section	09
Legal Subdivision	FLOWING SPRINGS
Legal Lot Number	07,7
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3033
Census Tract	200

Owner

420 E Flowing Springs Dr is held in a trust since October 2021.

Source: Gila County records, as of April 27, 2026

Owner of Record	Trust Name on File
Mailing Address	4234 E AVALON DR, PHOENIX, AZ 85018-7208
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2021	Intrafamily Transfer, Transfer PIONEER TITLE AGENCY INC
Jun 3, 2020	Warranty Deed, Transfer YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Deed Document Number	20206067
Last Transfer Date	Oct 5, 2021
Transfer Doc	0000014160
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 14, 2021
Property Address	420 E FLOWING SPRINGS DR, PAYSON, AZ 85541
Document Number	0000014158
Map Reference	MAP 185
Instrument Date	Oct 5, 2021
Instrument	2021-014158
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2291, CAMP VERDE, AZ 86322-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4234 E AVALON DR, PHOENIX, AZ 85018-7208
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014159
Date	Oct 14, 2021
Instrument	2021-014159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Oct 14, 2021
Property Address	420 E FLOWING SPRINGS DR, PAYSON, AZ 85541
Document Number	0000014160
Instrument Date	Oct 5, 2021
Instrument	2021-014160
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4234 E AVALON DR, PHOENIX, AZ 85018-7208
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 3, 2020
Property Address	420 E FLOWING SPRINGS DR, PAYSON, AZ 85541
Document Number	0000006067
Instrument Date	Jun 2, 2020
Instrument	6067
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2291 CAMP VERDE AZ 863222291, CAMP VERDE, AZ 86322-2291

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Flowing Springs Dr was $3,695.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,997 Land $9,770 Building $61,227	$709,971 Land $97,699 Building $612,272
2025	$3,695.00
2024		$58,066 Land $7,936 Building $50,130	$580,661 Land $79,365 Building $501,296
2023	$3,458.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 E Flowing Springs Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 E Flowing Springs Dr is very high, ranking above 92% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 88% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - FLOWING SPRINGS private · serves 86 people · EPA ID AZ0404027
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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