364 E Flowing Springs Dr, Payson, AZ 85541 Property Records

Gila County property record for 364 E Flowing Springs Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 1974
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2005)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`302-27-005`

Property Details

APN / Parcel Number

Primary APN	`302-27-005`
Alternative APNs	`R021108` `021108`

Interior

Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	44,867 sqft (1.03 acres)
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R021108
Street Address	364 E FLOWING SPRINGS DR
City	PAYSON
State	AZ
Zip	85541-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 05 SECTION: 09 TOWNSHIP: 11N RANGE: 10E LOT 5, FLOWING SPRINGS #1, PLAT 185, NW 1/4 SEC 9 T11N R10E = 1.03 AC
Legal Range	10E
Legal Township	11N
Legal Section	09
Legal Subdivision	FLOWING SPRINGS
Legal Lot Number	05,5
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3036
Census Tract	200

Owner

364 E Flowing Springs Dr is owned and occupied by two individuals who acquired it in August 2026.

Source: Gila County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer MORTGAGE CONNECT
Aug 6, 2026	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2005 · Amount on File
Deed Sale	Jul 5, 2005 · Amount on File
Deed Document Number	200511812
Last Transfer Date	Aug 1, 2026
Transfer Doc	0000007903
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 20, 2026
Property Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504
Document Number	0000007903
Instrument Date	Aug 1, 2026
Instrument	20267903
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	Aug 6, 2026
Property Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504
Document Number	0000007523
Instrument Date	Aug 1, 2026
Instrument	20267523
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504

Mortgage

Document Number	0000007523,
Date	Aug 6, 2026
Instrument	20267523

Lender

Name	GOODLEAP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 E FLOWING SPRINGS DR, PAYSON, AZ 85541-7504

Mortgage

Document Number	0000007333
Date	Aug 21, 2023
Instrument	2023-007333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 364 E Flowing Springs Dr was $1,956.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,825 Land $8,321 Building $33,504	$418,252 Land $83,207 Building $335,045
2025	$1,956.00
2024		$28,976 Land $6,991 Building $21,985	$289,765 Land $69,912 Building $219,853
2023	$1,763.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 364 E Flowing Springs Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 364 E Flowing Springs Dr is very high, ranking above 92% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 89% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - FLOWING SPRINGS private · serves 86 people · EPA ID AZ0404027
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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