Wells County property record for 410 E Central Ave, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,250 sqft · built 1925 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,210 (Jul 2025) |
| Tax Bill | $961 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-518-065.000-004 |
| Primary APN | 90-08-04-518-065.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 155 ft deep x 42 ft wide |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001539369 |
|---|---|
| Street Address | 410 E CENTRAL AVE |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERS SOUTH ADD LOT 5 (4-M) |
| Legal Subdivision | SILVERS SOUTH ADD |
| Legal Lot Number | 5 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-04-518-065.000-004
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jul 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jul 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 20252353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20202843 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 20202843 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jul 07, 2020 |
| Property Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Document Number | 20202842 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 20202842 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Document Number | 0020202843 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 20202843 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jul 07, 2020 |
| Property Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Document Number | 0020202842 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 20202842 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 E CENTRAL AVE, BLUFFTON, IN 46714-2611 |
| Document Number | 0020202843 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 20202843 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 (+24.48%) Homeowner's exemption | $140,300 (+24.6%) Land $15,800 Building $124,500 | $140,300 (+24.6%) Land $15,800 Building $124,500 |
| 2024 | $772.00 (+66.38%) | ||
| 2023 | $112,600 (+15.49%) Land $15,800 Building $96,800 | $112,600 (+15.49%) Land $15,800 Building $96,800 | |
| 2022 | $464.00 | $97,500 Land $9,400 Building $88,100 | $97,500 Land $9,400 Building $88,100 |
Source: FEMA National Flood Hazard Layer as of September 30, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1985–2015) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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