Ottawa County property record for 420 E 4th St, Genoa, OH 43430
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,405 sqft · built 2007 |
| Lot Size | 1.53 acres (66,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $564,000 (Apr 2026) |
| Tax Bill | $6,477 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011771-7 |
| Primary APN | 011771-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,405 sqft Living Area |
| Gross Area | 5,445 sqft |
| 1st Floor Area | 3,405 sqft |
| Basement Area | 2,040 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 66,734 sqft (1.53 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Patio Area | 324 sqft |
| Canopy | 200 sqft |
| Pole Barn | 1,728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 011771-7 |
|---|---|
| Street Address | 420 E 4TH ST |
| City | GENOA |
| State | OH |
| Zip | 43430-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S34 T07 R13 PT S 1/4 |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 34 |
| Legal Subdivision | PARK SIDE ESTATES |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 51000 |
Source: Ottawa County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING COMPANY |
| Apr 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage GEORGIA BANKING COMPANY |
| Apr 2, 2026 | Warranty Deed, Transfer · Construction Mortgage GEORGIA BANKING COMPANY |
| Jul 31, 2023 | Survivorship Deed, Transfer · Conventional Mortgage GENOA BANKING CO |
| May 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 4, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 26, 2017 | Grant Deed, Transfer · Conventional with PMI NORTHERN OH INV |
| May 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 20261862 |
| Deed Book / Page | 2075 / 732 |
| Prior Transfer Date | May 16, 2017 |
| Prior Transfer Doc | 0000267442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 20, 2026 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000003044 |
| Book / Page | 2083 / 155 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263044 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003044, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 2083/155 |
| Instrument | 20263044 |
| Name | GEORGIA BANKING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000002483 |
| Book / Page | 2079 / 593 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20262483 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002483, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 2079/593 |
| Instrument | 20262483 |
| Name | GEORGIA BANKING COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Nov 1, 2026 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Apr 2, 2026 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000001862 |
| Book / Page | 2075 / 732 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20261862 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227,856.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001863, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261863 |
| Name | GEORGIA BANKING COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Nov 1, 2026 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 31, 2023 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000004700 |
| Book / Page | 1955 / 471 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202300004700 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | LOUISVILLE, LOUISVILLE TTL AGCY FOR N W |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000004701 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 202300004701 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 12.9% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 9, 2022 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000317472 |
| Book / Page | 1897 / 705 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022-317472 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1217 SIBLEY RD, TOLEDO, OH 43615-4660 |
| Name | Verified Name |
|---|---|
| Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000279094 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 1691/0256 |
| Instrument | 201800279094 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 26, 2017 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000267443 |
| Book / Page | 001634 / 000012 |
| Instrument Date | May 24, 2017 |
| Instrument | 267443 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 E 4TH ST GENOA OH 434301649, GENOA, OH 43430-1649 |
| Document Number | 267444 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 001634/000014 |
| Instrument | 267444 |
| Name | NORTHERN OH INV |
|---|---|
| Type | MERS |
| Address | 6444 MONROE ST # 6, SYLVANIA, OH 43560-1455 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 26, 2017 |
| Property Address | 420 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000267442 |
| Book / Page | 001634 / 000010 |
| Instrument Date | May 16, 2017 |
| Instrument | 267442 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1614 RIVER RD MAUMEE OH 435373508, MAUMEE, OH 43537-3508 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Municipality | Genoa Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,477.00 (+57.21%) | $130,116 (+41.41%) Land $8,729 Building $121,387 | |
| 2024 | $4,120.00 (+9.66%) | $92,015 (+20.47%) Land $8,729 Building $83,286 | $371,760 (+70.36%) Land $24,940 Building $346,820 |
| 2023 | $3,757.00 (-0.61%) Homeowner's exemption | $76,377 (-) Land $7,224 Building $69,153 | |
| 2022 | $3,780.00 Homeowner's exemption | $76,377 Land $7,224 Building $69,153 | |
| 2021 | $218,220 Land $20,640 Building $197,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA VILLAGE serves 3,110 people · EPA ID OH6201003 |
|---|---|
| Water Source | Purchased surface water from OREGON CITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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