Ottawa County property record for 418 E 4th St, Genoa, OH 43430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 2009 |
| Lot Size | 1.53 acres (66,821 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Jul 2011) |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011772-4 |
| Primary APN | 011772-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 66,821 sqft (1.53 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 011772-4 |
|---|---|
| Street Address | 418 E 4TH ST |
| City | GENOA |
| State | OH |
| Zip | 43430-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S34 T07 R13 PT SE 1/4 |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 34 |
| Legal Subdivision | PARK SIDE ESTATES |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 51000 |
418 E 4th St is owned and occupied by an individual who bought it in July 2011.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 E 4TH ST, GENOA, OH 43430-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L BK/THE MIDWEST |
| Mar 8, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on File |
| Deed Sale | Jul 28, 2011 · Amount on File |
| Prior Sale | Apr 13, 2010 · Amount on File |
| Deed Document Number | 2011213525 |
| Deed Book / Page | 1369 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 418 E 4TH ST, GENOA, OH 43430-1649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Title Company | BUCKEYE TITLE |
| Name | Verified Name |
|---|---|
| Address | 418 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000319895 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 1910/101 |
| Instrument | 2022-319895 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | GENOA, OH 43430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jun 23, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 418 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000294647 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SVC CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 418 E 4TH ST GENOA OH 434301649, GENOA, OH 43430-1649 |
| Document Number | 0000294647 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 001770/000714 |
| Instrument | 294647 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 418 E 4TH ST, GENOA, OH 43430-1649 |
| Document Number | 0000283665 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 418 E 4TH ST GENOA OH 434301649, GENOA, OH 43430-1649 |
| Document Number | 0000283665 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 283665 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 418 E 4th St was $3,899 with a homeowner's exemption, up 11.6% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Municipality | Genoa Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (+11.59%) | $79,692 (-) Land $8,498 Building $71,194 | |
| 2024 | $3,494.00 (+1.07%) Homeowner's exemption | $79,692 (+13.23%) Land $8,498 Building $71,194 | $227,690 Land $24,280 Building $203,410 |
| 2023 | $3,457.00 (-0.6%) Homeowner's exemption | $70,382 (-) Land $7,123 Building $63,259 | |
| 2022 | $3,478.00 Homeowner's exemption | $70,382 Land $7,123 Building $63,259 | |
| 2021 | $201,090 Land $20,350 Building $180,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 418 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 418 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA VILLAGE serves 3,110 people · EPA ID OH6201003 |
|---|---|
| Water Source | Purchased surface water from OREGON CITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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