Spokane County property record for 420 E 28th Ave, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,611 sqft · built 1921 |
| Lot Size | 0.13 acres (5,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Sep 2024) |
| Tax Bill | $3,809 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35293.2806 |
| Primary APN | 35293.2806 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,680 sqft (0.13 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 419 sqft |
| Patio Area | 838 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 420 E 28TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC1 |
| Legal Description | COOKS 4TH W40FT L E B10 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 29 |
| Legal Subdivision | COOKS ADD 04 |
| Legal Block | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 4200 |
Source: Spokane County records · APN 35293.2806
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2024 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2024 · Amount on Record |
| Deed Sale | Sep 23, 2024 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 20247374042 |
| Prior Transfer Date | Sep 15, 2005 |
| Prior Transfer Doc | 0005278320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Document Number | 0007461310 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 7461310 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 23, 2024 |
| Property Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Document Number | 0007374042 |
| Map Reference | VOL D PG 73 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 7374042 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,005.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Document Number | 0007374043 |
|---|---|
| Date | Sep 23, 2024 |
| Instrument | 7374043 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 19, 2021 |
| Property Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Document Number | 0007063250 |
| Map Reference | VOL D PG 73 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 7063250 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,581.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 E 28TH AVE, SPOKANE, WA 99203-2506 |
| Document Number | 0007063251 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 7063251 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,809.00 (+21.34%) | $383,800 (+2.4%) Land $130,000 Building $253,800 | $383,800 (+2.4%) Land $130,000 Building $253,800 |
| 2025 | $3,139.00 (-14.38%) | ||
| 2024 | $374,800 (+39.33%) Land $86,000 Building $288,800 | $374,800 (+39.33%) Land $86,000 Building $288,800 | |
| 2023 | $3,666.00 (+16.45%) | $269,000 Land $86,000 Building $183,000 | $269,000 Land $86,000 Building $183,000 |
| 2022 | $3,148.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Newmax.
Based on FCC filings for 625 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SPOKANE serves 346,138 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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