411 E 28th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 411 E 28th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,178 sqft · built 1911
Lot Size	0.148 acres (6,426 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Dec 2024)
Tax Bill	$5,068 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35293.2708`

Property Details

APN / Parcel Number

Primary APN	`35293.2708`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	1,016 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,016 sqft
Finished Basement	762 sqft
Unfinished Basement	254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,426 sqft (0.148 acres)
Lot Dimensions	92 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	411 E 28TH AVE
City	SPOKANE
State	WA
Zip	99203-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MANITO PK E1/2 L4-5 B38
Legal Range	43E
Legal Township	25N
Legal Section	29
Legal Subdivision	MANITO PK
Legal Block	38
Legal Lot Number	4-5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2024
Census Tract	4200

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E 28TH AVE, SPOKANE, WA 99203-2505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Warranty Deed, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2021	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20247388935
Prior Transfer Date	Jun 2, 2011
Prior Transfer Doc	0006006267
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 12, 2024
Property Address	411 E 28TH AVE, SPOKANE, WA 99203-2505
Document Number	0007388935
Map Reference	VOL D PG 98&98
Instrument Date	Nov 8, 2024
Instrument	7388935
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,672.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E 28TH AVE, SPOKANE, WA 99203-2505

Mortgage

Document Number	0007388947
Date	Dec 12, 2024
Instrument	7388947

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	411 E 28TH AVE, SPOKANE, WA 99203-2505
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006875871
Date	Dec 20, 2019
Instrument	6875871

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 20, 2021
Property Address	411 E 28TH AVE, SPOKANE, WA 99203-2505
Document Number	0007163447
Map Reference	MB D PG 98&99
Instrument Date	Dec 1, 2021
Instrument	7163447
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E 28TH AVE, SPOKANE, WA 99203-2505

Mortgage

Document Number	0007163448
Date	Dec 20, 2021
Instrument	7163448

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 30, 2019
Property Address	411 E 28TH AVE, SPOKANE, WA 99203-2505
Document Number	0006809097
Map Reference	VOL D PG 98&99
Instrument Date	May 29, 2019
Instrument	6809097
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO EASTERN WA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,612.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E 28TH AVE, SPOKANE, WA 99203-2505

Mortgage

Document Number	0006809098
Date	May 30, 2019
Instrument	6809098

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,068.00 (+20.21%)	$496,600 (+7.42%) Land $130,000 Building $366,600	$496,600 (+7.42%) Land $130,000 Building $366,600
2025	$4,216.00 (-6.71%)
2024		$462,300 (+33.34%) Land $86,000 Building $376,300	$462,300 (+33.34%) Land $86,000 Building $376,300
2023	$4,519.00 (+11.47%)	$346,700 Land $86,000 Building $260,700	$346,700 Land $86,000 Building $260,700
2022	$4,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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