420 Dempsey Rd, Unit 220, Milpitas, CA 95035 Property Records

Santa Clara County property record for 420 Dempsey Rd, Unit 220, Milpitas, CA 95035

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,021 sqft · built 1977
Lot Size0.023 acres (1,021 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jun 2016)
Tax Bill$6,212 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN088-42-089

Property Details

APN / Parcel Number

Primary APN088-42-089

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,021 sqft Living Area
1st Floor Area1,021 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,021 sqft (0.023 acres)
Pool TypePool with Hot Tub/Spa
Tennis CourtTennis Court

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address420 DEMPSEY RD, 220
CityMILPITAS
StateCA
Zip95035-5617
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionCROSSROADS UNIT 220
Legal Subdivision7689 INDIAN HILLS
Legal Tract7689
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3000
Census Tract504418

Owner

420 Dempsey Rd, Unit 220 is owned by two individuals who bought it in June 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1365 SAN MARCOS DR, SAN JOSE, CA 95132-2259
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORPORATION
Jun 23, 2020Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2016 · Amount on File
Deed SaleJun 1, 2016 · Amount on File
Prior SaleDec 26, 2007 · Amount on File
Deed Document Number201623321085
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateApr 10, 2026
Property Address420 DEMPSEY RD, 220, MILPITAS, CA 95035-5617
Document Number0025971024
Instrument DateApr 8, 2026
Instrument202625971024
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1365 SAN MARCOS DR, SAN JOSE, CA 95132-2259

Mortgage

Document Number0025971024,
DateApr 10, 2026
Instrument202625971024
Lender
NameGENERAL MORTGAGE CAPITAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address420 DEMPSEY RD UNIT 220, 220, MILPITAS, CA 95035-5617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024514236
DateJun 23, 2020
Instrument24514236
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 2, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 420 Dempsey Rd, Unit 220 was $6,212, up 3.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$525,244 (+2%) Land $262,622 Building $262,622
2025$6,212.00 (+3.62%)$514,946 Land $257,473 Building $257,473
2024$5,995.00 (+0.3%)
2023$5,977.00 (+0.34%)$494,952 Land $247,476 Building $247,476
2022$5,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 420 Dempsey Rd, Unit 220 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Dempsey Rd, Unit 220 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

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