420 Dempsey Rd, Unit 122, Milpitas, CA 95035 Property Records

Santa Clara County property record for 420 Dempsey Rd, Unit 122, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,021 sqft · built 1977
Lot Size	0.023 acres (1,021 sqft)
Owner	2 Individual Names on File
Last Sale	$702,000 (Apr 2022)
Tax Bill	$8,752 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-42-087`

Property Details

APN / Parcel Number

Primary APN	`088-42-087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	1,021 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,021 sqft (0.023 acres)
Pool Type	Pool with Hot Tub/Spa
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	420 DEMPSEY RD, 122
City	MILPITAS
State	CA
Zip	95035-5616
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	CROSSROADS UNIT 122
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

420 Dempsey Rd, Unit 122 is owned and occupied by two individuals who bought it in April 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	420 DEMPSEY RD, 122, MILPITAS, CA 95035-5616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2018	Intrafamily Transfer, Transfer · ARM EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Sep 29, 2011 · Amount on File
Deed Document Number	202225282957
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0024028862
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 14, 2022
Property Address	420 DEMPSEY RD UNIT 122, 122, MILPITAS, CA 95035-5616
Document Number	0025282957
Map Reference	DOC 19196356
Instrument Date	Apr 8, 2022
Instrument	25282957
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 DEMPSEY RD UNIT 122, 122, MILPITAS, CA 95035-5616

Mortgage

Document Number	0025282958
Date	Apr 14, 2022
Instrument	25282958

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2018
Property Address	420 DEMPSEY RD UNIT 122, 122, MILPITAS, CA 95035-5616
Document Number	0024028862
Map Reference	DOC19167538
Instrument Date	Sep 18, 2018
Instrument	24028862
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	750 ARASTRADERO RD, PALO ALTO, CA 94306-3827

Mortgage

Document Number	0024028863
Date	Sep 21, 2018
Instrument	24028863

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 420 Dempsey Rd, Unit 122 was $8,752 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$759,864 (+2%) Land $379,932 Building $379,932
2025	$8,752.00 Homeowner's exemption	$744,966 Land $372,483 Building $372,483
2023	$8,465.00 (+193.41%) Homeowner's exemption	$716,040 Land $358,020 Building $358,020
2022	$2,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 420 Dempsey Rd, Unit 122 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Dempsey Rd, Unit 122 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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