420 Curtis St, Centerton, AR 72719 Property Records

Benton County property record for 420 Curtis St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,770 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Sep 2020)
Tax Bill	$3,028 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01877-000`

Property Details

APN / Parcel Number

Primary APN	`06-01877-000`
Alternative APNs	`38759.0` `38759`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	420 CURTIS ST
City	CENTERTON
State	AR
Zip	72719-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2/10/04 2004-163.
Legal Range	31
Legal Township	20
Legal Section	33
Legal Subdivision	SIENNA AT COOPERS FARM PH 1B-CENTERTON
Legal Lot Number	255
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1018
Census Tract	20904

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 CURTIS ST, CENTERTON, AR 72719-9454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage ARKANSAS FCU
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit LUMINATE BANK
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	202055543
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	420 CURTIS ST, CENTERTON, AR 72719-9454
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 CURTIS ST, CENTERTON, AR 72719-9454

Mortgage

Document Number	L202564456
Date	Nov 17, 2025
Instrument	L202564456

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	PO BOX 24410, LITTLE ROCK, AR 72221

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2035

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	420 CURTIS ST, CENTERTON, AR 72719-9454
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202348680
Date	Sep 20, 2023
Instrument	L202348680

Lender

Name	LUMINATE BANK
Type	Bank
Address	PEA RIDGE, AR 72751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Aug 29, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 3, 2020
Property Address	420 CURTIS ST, CENTERTON, AR 72719-9454
Document Number	0000055543
Instrument Date	Sep 3, 2020
Instrument	55543
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 CURTIS ST CENTERTON AR 727199454, CENTERTON, AR 72719-9454

Mortgage

Document Number	55544
Date	Sep 3, 2020
Instrument	55544

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Mortgage

Document Number	55545,
Date	Sep 3, 2020
Instrument	55545

Lender

Name	HOUSING FIN AUTH
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2030

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,028.00 (+5.95%)	$62,613 (-) Land $19,600 Building $43,013	$313,065 (-) Land $98,000 Building $215,065
2025	$2,858.00 (+8.92%)	$62,613 (+47.19%) Land $19,600 Building $43,013	$313,065 (-) Land $98,000 Building $215,065
2024			$313,065 (+47.19%) Land $98,000 Building $215,065
2023	$2,624.00 Homeowner's exemption	$42,540 Land $11,000 Building $31,540	$212,700 Land $55,000 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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