Brevard County property record for 420 Cougar St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 1,726 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Mar 2025) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-36-31-28-A-9 |
| Primary APN | 23-36-31-28-A-9 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,267 sqft |
| 1st Floor Area | 1,726 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Porch | Florida Room |
| Account Number | 3020586 |
|---|---|
| Street Address | 420 COUGAR ST |
| City | COCOA |
| State | FL |
| Zip | 32927-4786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANTHER RIDGE PHASE TWO LOT 9 BLK A |
| Legal Range | 36E |
| Legal Township | 23S |
| Legal Section | 31 |
| Legal Subdivision | PANTHER RIDGE PHASE TWO |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 62114 |
420 Cougar St is owned and occupied by an individual who bought it in March 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 COUGAR ST, COCOA, FL 32927-4786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 2, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on File |
| Deed Sale | Mar 11, 2025 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 202548846 |
| Deed Book / Page | 10283 / 555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 420 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 0000068706 |
| Book / Page | 10591 / 1891 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202668706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 0000068706, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 10591/1891 |
| Instrument | 202668706 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 2, 2020 |
| Property Address | 420 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 0087840679 |
| Book / Page | 8784 / 679 |
| Map Reference | MB 67 PG 44&45 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020140649 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,713.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 420 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 8784680 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 8784/680 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 420 Cougar St was $4,200.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,030 (-) | $273,030 (-) | |
| 2025 | $4,200.00 (-0.02%) | $273,030 | $273,030 |
| 2024 | $4,201.00 (+1.18%) | ||
| 2023 | $4,152.00 (+17.45%) | $306,530 (+21.15%) Land $50,000 Building $256,530 | $306,530 (+21.15%) Land $50,000 Building $256,530 |
| 2022 | $3,535.00 | $253,010 Land $35,000 Building $218,010 | $253,010 Land $35,000 Building $218,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Cougar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Cougar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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