391 Cougar St, Cocoa, FL 32927 Property Records

Brevard County property record for 391 Cougar St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	2,674 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$291,885 (Jul 2020)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-36-31-28-B-8`

Property Details

APN / Parcel Number

Primary APN	`23-36-31-28-B-8`
Alternative APNs	`23-36-31-28-0000B.0-0008.00` `3020605`

Interior

Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,260 sqft
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	3020605
Street Address	391 COUGAR ST
City	COCOA
State	FL
Zip	32927-4777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANTHER RIDGE PHASE TWO LOT 8 BLK B
Legal Range	36E
Legal Township	23S
Legal Section	31
Legal Subdivision	PANTHER RIDGE PHASE TWO
Legal Phase	2
Legal Block	B
Legal Lot Number	8
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1024
Census Tract	62114

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	391 COUGAR ST, COCOA, FL 32927-4777
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	2020141193
Deed Book / Page	8784 / 2636
Last Transfer Date	Jul 15, 2020
Transfer Doc	0088002815
Record Updated	Sep 20, 2026

July 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 2, 2020
Property Address	391 COUGAR ST, COCOA, FL 32927-4777
Document Number	0087842636
Book / Page	8784 / 2636
Map Reference	MB 66 PG 36-45
Instrument Date	Jun 30, 2020
Instrument	2020141193
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,043.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 24TH ST APT 501, 501, COCOA BEACH, FL 32931-4921

Mortgage

Document Number	87842637
Date	Jul 2, 2020
Instrument	8784/2637

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,850 (-0.91%)	$344,850 (-0.91%)
2025	$4,891.00 (-5.89%) Homeowner's exemption Widower's exemption	$348,010 (-7.72%) Land $35,000 Building $313,010	$348,010 (-7.72%) Land $35,000 Building $313,010
2023	$5,197.00 (+16.89%)	$377,120 (+20.48%) Land $50,000 Building $327,120	$377,120 (+20.48%) Land $50,000 Building $327,120
2022	$4,446.00	$313,010 Land $35,000 Building $278,010	$313,010 Land $35,000 Building $278,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20