Frederick County property record for 420 Center St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,618 sqft · built 1963 |
| Lot Size | 0.205 acres (8,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Jul 2017) |
| Tax Bill | $4,434 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-114461 |
| Primary APN | 02-114461 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,618 sqft Total Area |
| 1st Floor Area | 1,618 sqft |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,960 sqft (0.205 acres) |
| Lot Dimensions | 112 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 114461 |
|---|---|
| Old Parcel Number | 2114461 |
| Street Address | 420 CENTER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT #7, BLK. O. 80 X 112 420 CENTER ST. |
| Legal Subdivision | CARROLTON |
| Legal Block | O |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-114461
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 CENTER ST, FREDERICK, MD 21701-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 25, 2017 | Deed, Transfer · FHA Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Prior Sale | Oct 02, 2008 · Amount on Record |
| Deed Document Number | 0011941209 |
| Deed Book / Page | 11941 / 209 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 420 CENTER ST, FREDERICK, MD 21701-6350 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 420 CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 0157070434 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 15707/434 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 25, 2017 |
| Property Address | 420 CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 0119410209 |
| Book / Page | 11941 / 0209 |
| Map Reference | MB4 PG24 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 11941-0209 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,712.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 420 CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 119410217 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 11941-0217 |
| Name | NFM INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,434.00 Homeowner's exemption | $265,467 | $337,200 Land $140,800 Building $196,400 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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