Frederick County property record for 416 Center St, #A, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1978 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Sep 2018) |
| Tax Bill | $4,233 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-026805 |
| Primary APN | 02-026805 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,520 sqft |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 026805 |
|---|---|
| Street Address | 416A CENTER ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | L 6 S 7 50.00X100.00 CENTER STREET CARROLLTON |
| Legal Subdivision | CARROLLTON SEC VII |
| Legal Lot Number | 6 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 765100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416A CENTER ST, FREDERICK, MD 21701-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FREDERICK COUNTY |
| Sep 7, 2018 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on Record |
| Deed Sale | Sep 7, 2018 · Amount on Record |
| Prior Sale | Sep 30, 2002 · Amount on Record |
| Deed Book / Page | 12609 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 21, 2026 |
| Property Address | 416A CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 1787000212 |
| Book / Page | 17871 / 212 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 416A CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 1787000212, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 17871/212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 268 Months |
| Due | Sep 1, 2048 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 416 CENTER ST # A, A, FREDERICK, MD 21701-6350 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 416A CENTER ST, FREDERICK, MD 21701-6350 |
| Document Number | 0168010190 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 16801/190 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 416 CENTER ST # A, A, FREDERICK, MD 21701-6350 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | IN HOUSE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0128420279 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 12842/0279 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 7, 2018 |
| Property Address | 416 CENTER ST # A, A, FREDERICK, MD 21701-6350 |
| Document Number | 0126090266 |
| Book / Page | 12609 / 0266 |
| Map Reference | MB17 FO84 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | IN HOMSE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 416 CENTER ST # A, A, FREDERICK, MD 21701-6350 |
| Document Number | 0012609274 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 12609/274 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,233.00 (+12.34%) Homeowner's exemption | $281,100 (+25.88%) Land $125,000 Building $156,100 | $281,100 (-) Land $125,000 Building $156,100 |
| 2023 | $3,768.00 Homeowner's exemption | $223,300 | $281,100 Land $125,000 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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