420 Cedar Pointe Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 420 Cedar Pointe Ln, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,176 sqft · built 1995
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Tax Bill$4,601 (2025)
Deeds & MortgagesJul 2020 Mortgage
APN0451004000220

Property Details

APN / Parcel Number

Primary APN0451004000220

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area812 sqft
Upper Floors Area812 sqft
AtticAttic
Attic Area200 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions48 ft deep x 97 ft wide
Garage TypeAttached
Garage Area80 sqft

Exterior Amenities

PorchSlab
Porch Area112 sqft
Deck Area640 sqft
Patio Area371 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address420 CEDAR POINTE LN
CityCHESAPEAKE
StateVA
Zip23323-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description22 CEDAR POINTE MEADOWS
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract21303

Owner

420 Cedar Pointe Ln is owned and occupied by two individuals.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address420 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3929
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address420 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3929
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10188/1720
DateJul 29, 2020
Book Page10188/1720
Instrument200025156
Lender
NameQUICKEN LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 420 Cedar Pointe Ln was $4,601.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,200 (+2.57%) Land $200,000 Building $267,200$467,200 (+2.57%) Land $200,000 Building $267,200
2025$4,601.00$455,500 Land $185,000 Building $270,500$455,500 Land $185,000 Building $270,500
2023$420,200 (+11.84%) Land $130,000 Building $290,200$420,200 (+11.84%) Land $130,000 Building $290,200
2022$375,700 Land $120,000 Building $255,700$375,700 Land $120,000 Building $255,700
2019$3,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 420 Cedar Pointe Ln; there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Cedar Pointe Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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