417 Cedar Pointe Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 417 Cedar Pointe Ln, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,988 sqft · built 1995
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2004)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Sep 2015 Refinance
APN	`0451004000050`

Property Details

APN / Parcel Number

Primary APN	`0451004000050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	850 sqft
Upper Floors Area	898 sqft
Attic	Attic
Attic Area	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,555 sqft (0.403 acres)
Lot Dimensions	176 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Patio Area	252 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	417 CEDAR POINTE LN
City	CHESAPEAKE
State	VA
Zip	23323-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	5 CEDAR POINTE MEADOWS
Legal Subdivision	CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	21303

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2004 · Amount on Record
Deed Sale	Oct 14, 2004 · Amount on Record
Deed Book / Page	5674 / 763
Record Updated	Oct 29, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	417 CEDAR POINTE LN, CHESAPEAKE, VA 23323-3931
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009561/934
Date	Sep 21, 2015
Book Page	9561/934
Instrument	150025701

Lender

Name	PNC MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,700 (+2.68%) Land $200,000 Building $236,700	$436,700 (+2.68%) Land $200,000 Building $236,700
2025	$4,296.00 (+55.54%)	$425,300 (+9.28%) Land $185,000 Building $240,300	$425,300 (+9.28%) Land $185,000 Building $240,300
2023		$389,200 (+11.84%) Land $130,000 Building $259,200	$389,200 (+11.84%) Land $130,000 Building $259,200
2022		$348,000 Land $120,000 Building $228,000	$348,000 Land $120,000 Building $228,000
2019	$2,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880