420 Biscay Rd, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 420 Biscay Rd, Damariscotta, ME 04543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,057 sqft · built 1970
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,211 (2025)
Deeds & Mortgages	Jan 2024 Refinance Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:004 L:079=006`

Property Details

APN / Parcel Number

Primary APN	`M:004 L:079=006`
Alternative APNs	`DAMA M:004 L:079-006` `166`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,057 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	166
Street Address	420 BISCAY RD
City	DAMARISCOTTA
State	ME
Zip	04543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	79-6
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	3
Census Block	3007
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1121, DAMARISCOTTA, ME 04543-1121
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION
Jan 17, 2019	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	420 BISCAY RD, DAMARISCOTTA, ME 04543
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060700283
Date	Jan 4, 2024
Book Page	6070/283
Instrument	102362

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	420 BISCAY RD, DAMARISCOTTA, ME 04543
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058560190
Date	Mar 9, 2022
Book Page	5856/190
Instrument	85037

Lender

Name	BATH SAVINGS INSTITUTION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	420 BISCAY RD, DAMARISCOTTA, ME 04543
Document Number	0053480244
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1121 DAMARISCOTTA ME 045431121, DAMARISCOTTA, ME 04543-1121

Mortgage

Document Number	0053480244
Date	Jan 25, 2019
Book Page	005348/000244
Instrument	46520

Lender

Name	BATH SVGS INSTITUTION
Address	DAMARISCOTTA, ME 04543

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 24, 2044

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,211.00 (+13.68%)	$247,800 (-) Land $51,300 Building $196,500
2024	$4,584.00 (+67.97%)	$247,800 (+51.19%) Land $51,300 Building $196,500
2023			$413,630
2022	$2,729.00	$163,900 Land $43,100 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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