413 Biscay Rd, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 413 Biscay Rd, Damariscotta, ME 04543

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,464 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,300 (Oct 2021)
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:002 L:043=001`

Property Details

APN / Parcel Number

Primary APN	`M:002 L:043=001`
Alternative APNs	`DAMA M:002 L:043-001` `122`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	122
Street Address	413 BISCAY RD
City	DAMARISCOTTA
State	ME
Zip	04543-4270
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	SEASON
Legal Lot Number	43-1
Jurisdiction	DAMARISCOTTA ME
Township / Civil Division	DAMARISCOTTA
Census Block Group	4
Census Block	4000
Census Tract	975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 BISCAY RD, DAMARISCOTTA, ME 04543-4270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
Jul 15, 2019	Deed of Trust, Transfer FIRST FED'L S&L ASSN
Jul 17, 2017	Trustee's Deed, Construction Loan · Line of Credit DAMARISCOTTA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202179939
Deed Book / Page	5784 / 127
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0054070047
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Oct 1, 2021
Property Address	413 BISCAY RD, DAMARISCOTTA, ME 04543-4270
Document Number	0057840127
Book / Page	5784 / 127
Instrument Date	Sep 30, 2021
Instrument	79939
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103R SHERIDAN ST, PORTLAND, ME 04101-2658

Mortgage

Document Number	0000079940
Date	Oct 1, 2021
Instrument	79940

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	DAMARISCOTTA ME
Property Address	413 BISCAY RD, DAMARISCOTTA, ME 04543-4270
Document Number	0054070049
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	413 BISCAY RD DAMARISCOTTA ME 045434270, DAMARISCOTTA, ME 04543-4270

Mortgage

Document Number	0054070049
Date	Jul 17, 2019
Book Page	005407/000049
Instrument	51620

Lender

Name	FIRST FED'L S&L ASSN
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2039

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DAMARISCOTTA ME
Recording Date	Jul 17, 2017
Property Address	413 BISCAY RD, DAMARISCOTTA, ME 04543-4270
Document Number	0051560252
Book / Page	005156 / 000252
Instrument Date	Jul 14, 2017
Instrument	29195
Transaction Type	Construction Loan
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	277 MAIN ST #7 DAMARISCOTTA ME 045434704, 7, DAMARISCOTTA, ME 04543-4704

Mortgage

Document Number	51560252
Date	Jul 17, 2017
Book Page	005156/000252
Instrument	29195

Lender

Name	DAMARISCOTTA BK&TR
Type	Bank
Address	DAMARISCOTTA, ME 04543-0999

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Damariscotta Town
Secondary School District	Damariscotta (09 - 12)
Elementary School District	Great Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,516.00 (+13.66%)	$262,300 (-) Land $50,000 Building $212,300
2024	$4,853.00 (+32.67%)	$262,300 (+19.39%) Land $50,000 Building $212,300
2022	$3,658.00	$219,700 Land $42,000 Building $177,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 3 condo units
Nearby Flood Claims	6 (2018–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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