Franklin County property record for 420 Bernard Rd, Rocky Mount, VA 24151
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1958 |
| Lot Size | 0.441 acres (19,225 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Apr 2023) |
| Tax Bill | $890 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202 01-077 00 |
| Primary APN | 202 01-077 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 588 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,225 sqft (0.441 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18630 |
|---|---|
| Street Address | 420 BERNARD RD |
| City | ROCKY MOUNT |
| State | VA |
| Zip | 24151-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FRANKLIN HEIGHTS LOT 51 |
| Legal Subdivision | FRANKLIN HEIGHTS |
| Legal Lot Number | 51 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | ROCKY MOUNT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20400 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 21, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST BK & TR CO |
| Dec 22, 2018 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CU |
| Jul 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST BK & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Jul 6, 2018 · Amount on Record |
| Deed Document Number | 20232091 |
| Deed Book / Page | 1197 / 2526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011991552 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 1199/1552 |
| Instrument | 230003034 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Apr 21, 2023 |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011972526 |
| Book / Page | 1197 / 2526 |
| Map Reference | MB 2 PG 73 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 230002091 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0230002092 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 230002092 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011431471 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 1143/1471 |
| Instrument | 200005228 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BRISTOL, VA 24202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011291383 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 420 BERNARD RD ROCKY MOUNT VA 241512246, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011291383 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 001129/001383 |
| Instrument | 6880 |
| Name | FIRST BK & TR CO |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011170190 |
| Instrument Date | Dec 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0011170190 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 001117/000190 |
| Instrument | 35 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jul 6, 2018 |
| Property Address | 420 BERNARD RD, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 0011101154 |
| Book / Page | 001110 / 001154 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 4184 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 BERNARD RD ROCKY MOUNT VA 241512246, ROCKY MOUNT, VA 24151-2246 |
| Document Number | 11101157 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 001110/001157 |
| Instrument | 4185 |
| Name | FIRST BK & TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Municipality | Rocky Mount Town |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 | $207,100 (+34.13%) Land $38,000 Building $169,100 | $207,100 (+34.13%) Land $38,000 Building $169,100 |
| 2023 | $154,400 (-) Land $35,000 Building $119,400 | $154,400 (-) Land $35,000 Building $119,400 | |
| 2022 | $154,400 Land $35,000 Building $119,400 | $154,400 Land $35,000 Building $119,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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