Franklin County property record for 415 Bernard Rd, Rocky Mount, VA 24151
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,199 sqft · built 1958 |
| Lot Size | 3.92 acres (170,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Apr 2025) |
| Tax Bill | $992 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202 01-116 00 |
| Primary APN | 202 01-116 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,199 sqft |
| Basement Area | 1,199 sqft |
| Finished Basement | 300 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 170,886 sqft (3.92 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 324 sqft |
| Storage Building | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18670 |
|---|---|
| Street Address | 415 BERNARD RD |
| City | ROCKY MOUNT |
| State | VA |
| Zip | 24151-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN HEIGHTS NO 2 LOT 11R |
| Legal Subdivision | FRANKLIN HEIGHTS NO 2 |
| Legal Lot Number | 11R |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | ROCKY MOUNT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20400 |
Source: Franklin County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 BERNARD RD, ROCKY MOUNT, VA 24151-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORPORATION |
| Apr 9, 2025 | Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on Record |
| Deed Sale | Apr 9, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2011 · Amount on Record |
| Deed Document Number | 20252205 |
| Deed Book / Page | 1227 / 191 |
| Prior Transfer Date | Jul 22, 2020 |
| Prior Transfer Doc | 0011441285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | May 28, 2026 |
| Property Address | 415 BERNARD RD, ROCKY MOUNT, VA 24151-2247 |
| Document Number | 0000003459 |
| Book / Page | 1246 / 552 |
| Instrument Date | Apr 9, 2025 |
| Instrument | 20263459 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 410 PELL AVE, ROCKY MOUNT, VA 24151-1136 |
| Document Number | 0000003459, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1246/552 |
| Instrument | 20263459 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2055 |
| Rate | 6.65% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Apr 9, 2025 |
| Property Address | 415 BERNARD RD, ROCKY MOUNT, VA 24151-2247 |
| Document Number | 0012270191 |
| Book / Page | 1227 / 191 |
| Instrument Date | Mar 27, 2025 |
| Instrument | 250002205 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2025 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 415 BERNARD RD, ROCKY MOUNT, VA 24151-2247 |
| Document Number | 0012270194 |
|---|---|
| Date | Apr 9, 2025 |
| Book Page | 1227/194 |
| Instrument | 250002206 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Municipality | Rocky Mount Town |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $992.00 (+5.42%) | $230,700 (+49.42%) Land $57,600 Building $173,100 | $230,700 (+49.42%) Land $57,600 Building $173,100 |
| 2023 | $941.00 | $154,400 (-) Land $54,600 Building $99,800 | $154,400 (-) Land $54,600 Building $99,800 |
| 2022 | $154,400 Land $54,600 Building $99,800 | $154,400 Land $54,600 Building $99,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures