420 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 420 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,055 sqft · built 1978
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jun 2019)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031 03-006 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-006 00`
Alternative APN	`7674`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,055 sqft Living Area
Gross Area	3,185 sqft
1st Floor Area	1,500 sqft
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	35 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7674
Street Address	420 ANCHOR DR
City	MONETA
State	VA
Zip	24121-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 5-A SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	5-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

420 Anchor Dr is owned by an individual who acquired it in October 2023.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15912 SWINDON CT, MIDLOTHIAN, VA 23112-5522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Transfer on Death Deed, Transfer
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20193470
Deed Book / Page	1122 / 3240
Last Transfer Date	Oct 19, 2023
Transfer Doc	0000006212
Record Updated	Sep 20, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 20, 2023
Property Address	420 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0012051298
Book / Page	1205 / 1298
Map Reference	MB 497 PG 723
Instrument Date	Oct 19, 2023
Instrument	230006212
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15912 SWINDON CT, MIDLOTHIAN, VA 23112-5522

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	420 ANCHOR DR, MONETA, VA 24121-2307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011391398
Date	May 18, 2020
Book Page	1139/1398
Instrument	200003275

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 14, 2019
Property Address	420 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0011223240
Book / Page	001122 / 003240
Instrument Date	Jun 11, 2019
Instrument	3470
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15912 SWINDON CT MIDLOTHIAN VA 231125522, MIDLOTHIAN, VA 23112-5522

Mortgage

Document Number	11223243
Date	Jun 14, 2019
Book Page	001122/003243
Instrument	3471

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 Anchor Dr was $2,918.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00	$678,700 Land $225,000 Building $453,700	$678,700 Land $225,000 Building $453,700
2023	$3,012.00	$493,900 (-) Land $220,000 Building $273,900	$493,900 (-) Land $220,000 Building $273,900
2022		$493,900 Land $220,000 Building $273,900	$493,900 Land $220,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Anchor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Anchor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anchor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures