402 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 402 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,443 sqft · built 1984
Lot Size	0.859 acres (37,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Nov 2025)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031 03-002 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-002 00`
Alternative APN	`7670`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	3,973 sqft
1st Floor Area	1,275 sqft
Basement Area	1,875 sqft
Finished Basement	1,875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,418 sqft (0.859 acres)
View / Lot	Waterfront
Garage Area	600 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	346 sqft
Deck Area	468 sqft
Patio Area	876 sqft
Utility Building	240 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7670
Street Address	402 ANCHOR DR
City	MONETA
State	VA
Zip	24121-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT REVISED LOT 1 SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 ANCHOR DR, MONETA, VA 24121-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Closed-End Mortgage RIDGE VIEW LPO
Nov 24, 2025	Deed, Transfer ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TTL & STLMT AGCY
Nov 21, 2018	Deed of Trust, Mortgage · Line of Credit HOMETOWN BK
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jan 26, 2009
Deed Document Number	20257618
Deed Book / Page	1237 / 2467
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	402 ANCHOR DR, MONETA, VA 24121-2307
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 BOOKER I WASHINGTON HWY, MONETA, VA 24121-5764

Mortgage

Document Number	0012402525
Date	Feb 9, 2026
Book Page	1240/2525
Instrument	260000849

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 24, 2025
Property Address	402 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0012372467
Book / Page	1237 / 2467
Map Reference	MB 805 PG 1140
Instrument Date	Nov 21, 2025
Instrument	250007618
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TTL & STLMT AGCY

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 ANCHOR DR, MONETA, VA 24121-2307

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	402 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0011153087
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011153087
Date	Dec 6, 2018
Book Page	001115/003087
Instrument	7485

Lender

Name	HOMETOWN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	402 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0011072717
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011072717
Date	May 2, 2018
Book Page	001107/002717
Instrument	2758

Lender

Name	HOMETOWN RESID'L MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (+4.22%)	$666,100 (+47.86%) Land $140,000 Building $526,100	$666,100 (+47.86%) Land $140,000 Building $526,100
2023	$2,748.00	$450,500 (-) Land $135,000 Building $315,500	$450,500 (-) Land $135,000 Building $315,500
2022		$450,500 Land $135,000 Building $315,500	$450,500 Land $135,000 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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