420 Adams St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 420 Adams St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,760 sqft · built 1999
Lot Size0.147 acres (6,384 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (Oct 1999)
Tax Bill$10,422 (2025)
Flood ZoneZone X (minimal risk)
APN06-000-90098578

Property Details

APN / Parcel Number

Primary APN06-000-90098578
Alternative APNs
  • 600090098578
  • 00090098578

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,217 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,384 sqft (0.147 acres)
PorchOpen Porch
Porch Area200 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00090098578
Street Address420 ADAMS ST
CityANNAPOLIS
StateMD
Zip21403-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT C 900 BAYRIDGE AVE
Legal Subdivision900 BAY RDG AVE
Legal Block1
Legal Lot NumberC
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1009
Census Tract706402

Owner

420 Adams St is owned and occupied by two individuals who bought it in October 1999.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address420 ADAMS ST, ANNAPOLIS, MD 21403-2427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 1999 · Amount on File
Deed SaleOct 20, 1999 · Amount on File
Deed Document Number199914711
Deed Book / Page9470 / 629
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 420 Adams St was $10,422 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,034,700 Land $479,300 Building $555,400$1,034,700 Land $479,300 Building $555,400
2025$10,422.00
2023$8,976.00 Homeowner's exemption$793,400 Land $479,300 Building $314,100$793,400 Land $479,300 Building $314,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies84 units insured
incl. 78 condo units
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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