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412 Adams St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 412 Adams St, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,476 sqft · built 2004
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$674,900 (Nov 2004)
Tax Bill$12,876 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-000-90217377

Property Details

APN / Parcel Number

Primary APN06-000-90217377
Alternative APN
  • 00090217377

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,476 sqft Living Area
1st Floor Area1,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00090217377
Street Address412 ADAMS ST
CityANNAPOLIS
StateMD
Zip21403-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 EASTPORT
Legal SubdivisionEASTPORT
Legal Block1
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1009
Census Tract706402

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address412 ADAMS ST, ANNAPOLIS, MD 21403-2427
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Feb 17, 2022Deed of Trust, Mortgage · Line of Credit
LAFAYETTE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2004 · Amount on File
Deed SaleNov 22, 2004 · Amount on File
Prior SaleOct 24, 2003 · Amount on File
Deed Document Number200418259
Deed Book / Page15619 / 373
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address412 ADAMS ST, ANNAPOLIS, MD 21403-2427
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyLIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0351520153
DateSep 2, 2020
Book Page35152/153
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address412 ADAMS ST, ANNAPOLIS, MD 21403-2427
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySTRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 ADAMS ST, ANNAPOLIS, MD 21403-2427

Mortgage

Document Number0383730127
DateFeb 17, 2022
Book Page38373/127
Lender
NameLAFAYETTE FCU
TypeCredit Union
AddressROCKVILLE, MD 20852
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 31, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$950,600 (+19.65%) Land $434,400 Building $516,200$950,600 (+19.65%) Land $434,400 Building $516,200
2025$12,876.00 (+12.86%)
2023$11,409.00$794,500 Land $434,800 Building $359,700$794,500 Land $434,800 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies84 units insured
incl. 78 condo units
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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