St. Louis County property record for 420 89th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.215 acres (9,373 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $393,000 (Oct 2021) |
| Tax Bill | $162 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2550-04920 |
| Primary APN | 010-2550-04920 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,373 sqft (0.215 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Account Number | 1118919 |
|---|---|
| Street Address | 420 89TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 24, 25, 26 AND 27 BLOCK 17 SERIAL # |
| Legal Subdivision | IRONTON FOURTH DIVISION |
| Legal Block | 17 |
| Legal Lot Number | 24-26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 89TH AVE W, DULUTH, MN 55808-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Re-recorded Document · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Document Number | 20211427630 |
| Prior Transfer Date | Oct 6, 2021 |
| Prior Transfer Doc | 0001427630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 19, 2021 |
| Property Address | 420 89TH AVE W, DULUTH, MN 55808-1264 |
| Document Number | 0001427630 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 1427630 |
| Record Updated | Sep 6, 2022 |
| Title Company | ARROWHEAD ABSTRACT & TTL CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 420 89TH AVE W, DULUTH, MN 55808-1264 |
| Document Number | 0001427631 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 1427631 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 13, 2021 |
| Property Address | 420 89TH AVE W, DULUTH, MN 55808-1264 |
| Document Number | 0001048138 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 1048138 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,296.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 420 89TH AVE W, DULUTH, MN 55808-1264 |
| Document Number | 0001048139 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 1048139 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162.00 (-2.41%) Homeowner's exemption | ||
| 2025 | $166.00 (-3.49%) Homeowner's exemption | $10,400 (-14.75%) Land $10,400 | $10,400 (-14.75%) Land $10,400 |
| 2024 | $172.00 | $12,200 (+7.02%) Land $12,200 | $12,200 (+7.02%) Land $12,200 |
| 2022 | $11,400 Land $11,400 | $11,400 Land $11,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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