St. Louis County property record for 403 89th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1926 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $91,396 (Mar 2015) |
| Tax Bill | $3,154 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2550-03490 |
| Primary APN | 010-2550-03490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Gross Area |
| 1st Floor Area | 855 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,374 sqft (0.215 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 25 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1125981 |
|---|---|
| Street Address | 403 89TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF LOTS 19 20 21 22 23 AND 24 SERIAL # |
| Legal Subdivision | IRONTON FOURTH DIVISION |
| Legal Block | 13 |
| Legal Lot Number | 19-23 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5157 CARIBOU LAKE RD, SAGINAW, MN 55779-9428 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CHOICE CU |
| Mar 3, 2017 | Grant Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2015 · Amount on Record |
| Deed Sale | Mar 4, 2015 · Amount on Record |
| Prior Sale | Mar 4, 2015 · Amount on Record |
| Deed Document Number | 20151256200 |
| Prior Transfer Date | Dec 18, 2002 |
| Prior Transfer Doc | 0000886423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 403 89TH AVE W, DULUTH, MN 55808-1208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5157 CARIBOU LAKE RD, SAGINAW, MN 55779-9428 |
| Document Number | 0001054669 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 1054669 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SUPERIOR, WI 54880 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 10, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 3, 2017 |
| Property Address | 403 89TH AVE W, DULUTH, MN 55808-1208 |
| Document Number | 00A1305136 |
| Instrument Date | Feb 24, 2017 |
| Instrument | A1305136 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $265.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2637 APPLE RIDGE DR DULUTH MN 55811, DULUTH, MN 55811 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,154.00 (+0.06%) | ||
| 2025 | $3,152.00 (-2.96%) | $242,600 (+5.99%) Land $17,500 Building $225,100 | $242,600 (+5.99%) Land $17,500 Building $225,100 |
| 2024 | $3,248.00 | $228,900 (+32.16%) Land $20,500 Building $208,400 | $228,900 (+32.16%) Land $20,500 Building $208,400 |
| 2022 | $173,200 Land $19,100 Building $154,100 | $173,200 Land $19,100 Building $154,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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