Monroe County property record for 420 3rd St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1978 |
| Lot Size | 0.197 acres (8,617 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $250,000 (Apr 2013) |
| Tax Bill | $4,981 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00474690-000000 |
| Primary APN | 00474690-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 8,617 sqft (0.197 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 690 sqft |
| Patio Area | 360 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1581801 |
|---|---|
| Old Parcel Number | 11613900474690000000 |
| Street Address | 420 3RD ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 1 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR567-515 OR713-71 OR751-1659 OR770-546 OR1027-2169 OR1650-2149 OR 2090-547 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 11 |
| Legal Subdivision | LARGO SOUND VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | N2740 LIND LN, WAUPACA, WI 54981-9109 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2013 · Amount on Record |
| Deed Sale | Apr 1, 2013 · Amount on Record |
| Prior Sale | Mar 3, 2005 · Amount on Record |
| Deed Document Number | 1926810 |
| Deed Book / Page | 2620 / 2362 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585,337 (-0.9%) Land $364,416 Building $220,921 | $585,337 (-0.9%) Land $364,416 Building $220,921 | |
| 2024 | $4,981.00 (+8.97%) | ||
| 2023 | $4,571.00 (+12.25%) | $590,649 (+12.78%) Land $385,440 Building $205,209 | $590,649 (+12.78%) Land $385,440 Building $205,209 |
| 2022 | $4,072.00 | $523,738 Land $315,360 Building $208,378 | $523,738 Land $315,360 Building $208,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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