Mille Lacs County property record for 420 3rd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 768 sqft · built 1923 |
| Lot Size | 0.226 acres (9,883 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,500 (Aug 2016) |
| Tax Bill | $1,592 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-0940 |
| Primary APN | 21-043-0940 |
|---|
| Building Area | 768 sqft Total Area |
|---|
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 9,883 sqft (0.226 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 420 3RD AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C 1/3 OF LOT 6 BLK 26 ALSO DESC AS BEGIN 66 FT S OF NE COR OF BLK 26, CONT S 66 FT THEN W 9 RD, N 66 FT |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 26 |
| Legal Lot Number | 6 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 3RD AVE SE, MILACA, MN 56353-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on Record |
| Deed Sale | Aug 11, 2016 · Amount on Record |
| Prior Sale | Sep 27, 2011 · Amount on Record |
| Deed Document Number | 2016396407 |
| Prior Transfer Date | May 17, 2010 |
| Prior Transfer Doc | 000A361986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 420 3RD AVE SE, MILACA, MN 56353-1230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Title Company | T M TITLE SERVICES INC, C U TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 000A438596 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | A438596 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2028 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,592.00 (+11.48%) | $147,000 (+1.24%) Land $36,000 Building $111,000 | $147,000 (+1.24%) Land $36,000 Building $111,000 |
| 2025 | $1,428.00 (+11.04%) Homeowner's exemption | $145,200 (+15.33%) Land $32,000 Building $113,200 | $145,200 (+15.33%) Land $32,000 Building $113,200 |
| 2023 | $1,286.00 | $125,900 Land $28,000 Building $97,900 | $125,900 Land $28,000 Building $97,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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