415 3rd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 415 3rd Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	734 sqft · built 1915
Lot Size	0.225 acres (9,799 sqft)
Owner	Individual Name on File
Last Sale	$114,500 (Nov 2020)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-043-1060`

Property Details

APN / Parcel Number

Primary APN	`21-043-1060`

Interior

Building Area	734 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	9,799 sqft (0.225 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	415 3RD AVE SE
City	MILACA
State	MN
Zip	56353-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C 1/3 OF LOT 2 BLK 27
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	27
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2046
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-043-1060

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 3RD AVE SE, MILACA, MN 56353-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Deed Document Number	2020420348
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 04, 2020
Property Address	415 3RD AVE SE, MILACA, MN 56353-1229
Document Number	A420348
Instrument Date	Sep 28, 2020
Instrument	A420348
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$377.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 3RD AVE SE, MILACA, MN 56353-1229

Mortgage

Document Number	A420349
Date	Nov 04, 2020
Instrument	A420349

Lender

Name	MEMBERS COOPERATIVE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+15.43%)
2025		$155,200 (+18.29%) Land $32,000 Building $123,200	$155,200 (+18.29%) Land $32,000 Building $123,200
2023	$1,854.00	$131,200 Land $28,000 Building $103,200	$131,200 Land $28,000 Building $103,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
Midcontinent Communications Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Milaca serves 3,043 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.