Cumberland Town property record for 42 Waumsett Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,034 sqft · built 1950 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Dec 2017) |
| Tax Bill | $3,446 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9222-31 |
| Primary APN | 9222-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 1,034 sqft |
| Unfinished Basement | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9222-31 |
|---|---|
| Street Address | 42 WAUMSETT AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 491 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11302 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Jan 2, 2018 | Redemption Deed, Transfer |
| Dec 14, 2017 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Deed Book / Page | 1761 / 568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 42 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1891-755 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 1891/755 |
| Instrument | 124699 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 42 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Number | 1822-496 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 WAUMSETT AVE CUMBERLAND RI 028645817, CUMBERLAND, RI 02864-5817 |
| Document Number | 1822-496 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 001822/000496 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 2, 2018 |
| Property Address | 42 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Number | 1763-19 |
| Book / Page | 001763 / 000019 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.09 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 WAUMSETT AVE CUMBERLAND RI 028645817, CUMBERLAND, RI 02864-5817 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 14, 2017 |
| Property Address | 42 WAUMSETT AVE, CUMBERLAND, RI 02864-5817 |
| Document Number | 1761-568 |
| Book / Page | 1761 / 568 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.44 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17610570 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 01761/0570 |
| Name | HOME POINT FINL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,446.00 (+6.62%) | $344,300 (+30.71%) Land $184,200 Building $160,100 | $400,851 |
| 2025 | $3,232.00 (+5.59%) | $263,400 (-) Land $122,800 Building $140,600 | |
| 2023 | $3,061.00 (-7.1%) | $263,400 (+19.84%) Land $122,800 Building $140,600 | |
| 2022 | $3,295.00 | $219,800 Land $87,700 Building $132,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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