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27 Waumsett Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 27 Waumsett Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 2004
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$306,000 (Jul 2019)
Tax Bill$4,980 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9966-40

Property Details

APN / Parcel Number

Primary APN9966-40
Alternative APN
  • CUMB M:018 B:0392 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area2,460 sqft
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number9966-40
Street Address27 WAUMSETT AVE
CityCUMBERLAND
StateRI
Zip02864-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block392
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1020
Census Tract11302

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address27 WAUMSETT AVE, CUMBERLAND, RI 02864-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleMay 15, 2013 · Amount on Record
Deed Book / Page1808 / 398
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 26, 2019
Property Address27 WAUMSETT AVE, CUMBERLAND, RI 02864-5815
Document Number1808-398
Book / Page1808 / 398
Instrument DateJul 26, 2019
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1808400
DateJul 26, 2019
Instrument1808/400
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address27 WAUMSETT AVE, CUMBERLAND, RI 02864-5815
Document Number1762-117
Book / Page001762 / 000117
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 WAUMSETT AVE CUMBERLAND RI 028645815, CUMBERLAND, RI 02864-5815

Mortgage

Document Number1762-117
DateDec 20, 2017
Book Page001762/000117
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 19, 2027

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,980.00 (+2.26%)$497,500 (+25.35%) Land $184,200 Building $313,300$503,406
2025$4,870.00 (+5.59%)$396,900 (-) Land $122,800 Building $274,100
2023$4,612.00 (+2.47%)$396,900 (+32.17%) Land $122,800 Building $274,100
2022$4,501.00$300,300 Land $87,700 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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