42 Valley Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 42 Valley Ave, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,388 sqft · built 1880
Lot Size	0.059 acres (2,566 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Oct 2025)
Tax Bill	$7,968 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:069 L:665 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:069 L:665 S:001`
Alternative APN	`LYNN M:069 B:665 L:001`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,388 sqft Living Area
Gross Area	3,428 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,566 sqft (0.059 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	42 VALLEY AVE
City	LYNN
State	MA
Zip	01902-3899
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	665
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3005
Census Tract	206200

Owner

42 Valley Ave, a duplex, is owned and occupied by two individuals who bought it in October 2025.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 VALLEY AVE, LYNN, MA 01902-3899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MSA LENDING LLC
Jul 6, 2018	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Oct 6, 2017	Foreclosure TRG BLACK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	20252770
Deed Book / Page	43000 / 525
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	043000-525
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 10, 2025
Property Address	42 VALLEY AVE, LYNN, MA 01902-3899
Document Number	043000-525
Book / Page	43000 / 525
Instrument Date	Oct 9, 2025
Instrument	20251010002770
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42 VALLEY AVE, LYNN, MA 01902-3899

Mortgage

Document Number	20251010002780
Date	Oct 10, 2025
Instrument	20251010002780

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 6, 2018
Property Address	42 VALLEY AVE, LYNN, MA 01902-3899
Document Number	36844-395
Book / Page	036844 / 000395
Instrument Date	Jul 6, 2018
Instrument	6001930
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.20
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 VALLEY AVE LYNN MA 019023823, LYNN, MA 01902-3823

Mortgage

Document Number	36844-397
Date	Jul 6, 2018
Book Page	036844/000397
Instrument	6001940

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Oct 6, 2017
Property Address	42 VALLEY AVE, LYNN, MA 01902-3899
Document Number	36235-183
Book / Page	036235 / 000183
Instrument Date	Sep 15, 2017
Instrument	1710060306
Transaction Type	Foreclosure
Record Updated	Oct 25, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36R SOUTH TER BEVERLY MA 019153960, BEVERLY, MA 01915-3960

Mortgage

Document Number	36235-206
Date	Oct 6, 2017
Book Page	036235/000206
Instrument	1710060309

Lender

Name	TRG BLACK LLC

Agreement

Amount	Amount on Record

Mortgage

Document Number	36235-190,
Date	Oct 6, 2017
Book Page	036235/000190
Instrument	1710060308

Lender

Name	WEI Y YU

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 42 Valley Ave was $7,968, up 5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,968.00 (+4.98%)	$769,105 (+6.7%) Land $183,200 Building $585,905	$729,411
2024	$7,590.00 (+5.26%)	$720,800 (+11.46%) Land $176,700 Building $544,100
2023	$7,211.00	$646,700 Land $139,200 Building $507,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Valley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Valley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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