Hunterdon County and Raritan Township property record for 42 Toad Ln, Ringoes, NJ 08551 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1886 |
| Square Footage | 2,520 sqft Living Area |
| Lot Size | 1.28 acres |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2024) |
| Tax Bill | $12,071.00 (2025) |
| Primary APN | 21-00086-0000-00023 |
|---|---|
| Alternative APN |
|
| Building Area | 2,520 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Construction Type | Frame Construction |
| Lot Area | 56,179 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 42 TOAD LN |
|---|---|
| City | RINGOES |
| State | NJ |
| Zip | 08551-1021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 86 |
| Legal Lot Number | 23 |
| Jurisdiction | HUNTERDON NJ |
| Minor Civil Division | RARITAN |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 11306 |
Source: Hunterdon County and Raritan Township records · APN 21-00086-0000-00023
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 TOAD LN, RINGOES, NJ 08551-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 29, 2024 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Jan 02, 1997 · Amount on Record |
| Deed Doc Number | 2024370750 |
| Deed Book / Page | 2621 / 769 |
| Prior Transfer Date | Jun 13, 2005 |
| Prior Transfer Doc | 02125/0473 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Recording Date | Aug 29, 2024 |
| Property Address | 42 TOAD LN, RINGOES, NJ 08551-1021 |
| Document Number | 20240829000370750 |
| Book / Page | 2621 / 769 |
| Instrument Date | Aug 05, 2024 |
| Instrument | 20240829000370750 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | SUNRISE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20340 LAKES EDGE LN, LUTZ, FL 33558-8328 |
| Name | Verified Name |
|---|---|
| Address | 42 TOAD LN, RINGOES, NJ 08551-1021 |
| Document Number | 20240829000370770 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 20240829000370770 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 42 TOAD LN, RINGOES, NJ 08551-1021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083630 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 4223/188 |
| Instrument | 20200424000083630 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Hunterdon County and Raritan Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hunterdon County |
| County Subdivision | Raritan Township |
| Elementary School District | Flemington-Raritan Regional School District (KG - 08) |
| Secondary School District | Hunterdon Central Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,500 (-) Land $179,400 Building $219,100 | $398,500 (-) Land $179,400 Building $219,100 | |
| 2025 | $12,071.00 (+6%) | $398,500 (+1.37%) Land $179,400 Building $219,100 | $398,500 (+1.37%) Land $179,400 Building $219,100 |
| 2024 | $11,388.00 (+9.12%) | ||
| 2023 | $393,100 Land $179,400 Building $213,700 | $393,100 Land $179,400 Building $213,700 | |
| 2022 | $10,436.00 |
Source: FEMA National Flood Hazard Layer, Hunterdon County (34019C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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