Hunterdon County and Raritan Township property record for 38 Toad Ln, Ringoes, NJ 08551 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2000 |
| Square Footage | 3,409 sqft Living Area |
| Lot Size | 1.28 acres |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2017) |
| Tax Bill | $19,425.00 (2025) |
| Primary APN | 21-00086-0000-00023-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,409 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame Construction |
| Lot Area | 56,192 sqft |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Old Parcel Number | 210008600000002302Q0563 |
|---|---|
| Street Address | 38 TOAD LN |
| City | RINGOES |
| State | NJ |
| Zip | 08551-1021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/RARITAN |
| Legal Block | 86 |
| Legal Lot Number | 23.2 |
| Jurisdiction | HUNTERDON NJ |
| Minor Civil Division | RARITAN |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 11306 |
Source: Hunterdon County and Raritan Township records · APN 21-00086-0000-00023-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 TOAD LN, RINGOES, NJ 08551-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Nov 27, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Prior Sale | Feb 10, 2005 · Amount on Record |
| Deed Doc Number | 2017255370 |
| Deed Book / Page | 2422 / 226 |
| Prior Transfer Date | Aug 20, 1993 |
| Prior Transfer Doc | 1095000204 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 38 TOAD LN, RINGOES, NJ 08551-1021 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20211012000293180 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4415/939 |
| Instrument | 20211012000293180 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 38 TOAD LN, RINGOES, NJ 08551-1021 |
| Document Number | 0000132000 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 38 TOAD LN RINGOES NJ 085511021, RINGOES, NJ 08551-1021 |
| Document Number | 0000132000 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 004242/000842 |
| Instrument | 132000 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 05, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Recording Date | Nov 27, 2017 |
| Property Address | 38 TOAD LN, RINGOES, NJ 08551-1021 |
| Document Number | 0000255370 |
| Book / Page | 002422 / 000226 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 255370 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ASSOCIATED TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 38 TOAD LN RINGOES NJ 085511021, RINGOES, NJ 08551-1021 |
| Document Number | 255380 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 004066/000733 |
| Instrument | 255380 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
Source: Hunterdon County and Raritan Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hunterdon County |
| County Subdivision | Raritan Township |
| Elementary School District | Flemington-Raritan Regional School District (KG - 08) |
| Secondary School District | Hunterdon Central Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,300 (-) Land $179,400 Building $461,900 | $641,300 (-) Land $179,400 Building $461,900 | |
| 2025 | $19,425.00 (+4.56%) | $641,300 (-) Land $179,400 Building $461,900 | $641,300 (-) Land $179,400 Building $461,900 |
| 2024 | $18,578.00 (+9.12%) | ||
| 2023 | $641,300 Land $179,400 Building $461,900 | $641,300 Land $179,400 Building $461,900 | |
| 2022 | $17,026.00 |
Source: FEMA National Flood Hazard Layer, Hunterdon County (34019C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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