42 Thatcher St, Thomaston, ME 04861 Property Records

Knox County and Thomaston Town property record for 42 Thatcher St, Thomaston, ME 04861

Property Summary

Property Type	Single Family Home
Details	1,780 sqft · built 1874
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2023)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:102 L:255=000`

Property Details

APN / Parcel Number

Primary APN	`M:102 L:255=000`
Alternative APNs	`THON M:102 L:255-000` `197`

Interior

Stories	2 Stories
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	197
Street Address	42 THATCHER ST
City	THOMASTON
State	ME
Zip	04861-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	255-0
Jurisdiction	THOMASTON ME
Township / Civil Division	THOMASTON
Census Block Group	2
Census Block	2023
Census Tract	970402

Owner

42 Thatcher St is owned and occupied by two individuals who bought it in March 2023.

Source: Knox County and Thomaston Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 28, 2025	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Jun 30, 2020	Personal Representative Deed, Transfer · VA Mortgage LEADERONE FINANCIAL
Mar 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20231515
Deed Book / Page	5992 / 51
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMASTON ME
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056970098
Date	Mar 9, 2021
Book Page	5697/98
Instrument	2021-2434

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMASTON ME
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062840061
Date	Oct 28, 2025
Book Page	6284/61
Instrument	2025-8628

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMASTON ME
Recording Date	Mar 9, 2023
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Document Number	0059920051
Book / Page	5992 / 51
Instrument Date	Mar 8, 2023
Instrument	2023-1515
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Investor	Possibly a Property Investor

Mortgage

Document Number	0020231516
Date	Mar 9, 2023
Instrument	2023-1516

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMASTON ME
Recording Date	Jun 21, 2021
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Document Number	0057470025
Book / Page	5747 / 25
Instrument Date	Jun 21, 2021
Instrument	6543
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 NEW PORTLAND RD, GORHAM, ME 04038-1521

Mortgage

Document Number	0020216544
Date	Jun 21, 2021
Instrument	2021-6544

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	THOMASTON ME
Recording Date	Jun 30, 2020
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Document Number	0055710199
Book / Page	5571 / 199
Instrument Date	Jun 29, 2020
Instrument	5354
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FORT AMHERST RD, GLENS FALLS, NY 12801-2248
Investor	Possibly a Property Investor

Mortgage

Document Number	0020205355
Date	Jun 30, 2020
Instrument	2020-5355

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMASTON ME
Recording Date	Mar 22, 2019
Property Address	42 THATCHER ST, THOMASTON, ME 04861-3456
Document Number	0053990042
Book / Page	5399 / 42
Instrument Date	Mar 21, 2019
Instrument	2166
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 CULLEN AVE, SCHENECTADY, NY 12309-3610

Mortgage

Document Number	0020192167
Date	Mar 22, 2019
Instrument	2019-2167

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 42 Thatcher St was $6,350, up 11.2% from the year before.

Source: Knox County and Thomaston Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Thomaston Town
Unified School District	Regional School Unit 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,350.00 (+11.25%)	$285,400 (-) Land $56,800 Building $228,600
2024	$5,708.00 (+5.82%)	$285,400 (+0.01%) Land $56,800 Building $228,600
2023	$5,394.00 (+34.48%)	$285,383 (+55.24%) Land $56,770 Building $228,613
2022	$4,011.00	$183,831 Land $56,770 Building $127,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Thatcher St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2016–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Thatcher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY WARREN DIVISION private · serves 815 people · EPA ID ME0091565
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Redzone Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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