42 Suzanne Lake Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 42 Suzanne Lake Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,736 sqft · built 2024
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$593,900 (Jun 2024)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026485-1160`

Property Details

APN / Parcel Number

Primary APN	`026485-1160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,736 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	2,736 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 SUZANNE LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8994
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	111/86-91 SANDY CREEK PHASE 2E LOT 116 OR5976/877
Legal Subdivision	SANDY CREEK PHASE 2E
Legal Block	1
Legal Lot Number	116
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	202450957
Deed Book / Page	5976 / 877
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 10, 2023
Property Address	42 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994
Document Number	0058071529
Book / Page	5807 / 1529
Map Reference	MB 111 PG 86-91
Instrument Date	Jul 28, 2023
Instrument	2023063132
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 CORPORATE SQUARE BLVD # BLVD3, BLVD3, JACKSONVILLE, FL 32216-0306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 CORPORATE SQUARE BLVD, JACKSONVILLE, FL 32216-0306
Investor	Possibly a Property Investor

Mortgage

Document Number	0058071530
Date	Aug 10, 2023
Instrument	5807/1530

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,940 (+2.7%)	$472,740 (-7.11%) Land $100,000 Building $372,740
2025	$3,693.00 (+144.89%) Homeowner's exemption	$288,160 (+188.16%)	$508,905 (+408.91%) Land $100,000 Building $408,905
2024	$1,508.00 (+2.79%) Homeowner's exemption	$100,000 (-)	$100,000 (-) Land $100,000
2023	$1,467.00 (+36.47%)	$100,000 (+19.05%)	$100,000 (+19.05%) Land $100,000
2022	$1,075.00	$84,000	$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20