St. Johns County property record for 23 Suzanne Lake Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,486 sqft · built 2023 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $566,500 (Feb 2024) |
| Tax Bill | $6,904 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 026485-0780 |
| Primary APN | 026485-0780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,210 sqft |
| 1st Floor Area | 2,486 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 SUZANNE LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 111/86-91 SANDY CREEK PHASE 2E LOT 78 OR5894/939 |
| Legal Subdivision | SANDY CREEK PHASE 2E |
| Legal Block | 2 |
| Legal Lot Number | 78 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 1, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NFM INC |
| Sep 8, 2023 | Warranty Deed, Transfer · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2023 · Amount on Record |
| Deed Document Number | 20248153 |
| Deed Book / Page | 5894 / 939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 1, 2024 |
| Property Address | 1730 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0058940939 |
| Book / Page | 5894 / 939 |
| Map Reference | MB 111 PG 86-91 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024008153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,965.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD # BLVD3, BLVD3, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 23 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994 |
| Document Number | 0005894941 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 5894/941 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 1730 SANDY CREEK PKWY, SAINT AUGUSTINE, FL 32095-9041 |
| Document Number | 0058220424 |
| Book / Page | 5822 / 424 |
| Map Reference | MB 111 PG 86-91 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023071093 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD # BLVD3, BLVD3, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD STE 3, 3, JACKSONVILLE, FL 32216-1976 |
| Investor | Possibly a Property Investor |
| Document Number | 0005822425 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 5822/425 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,545 (-7.44%) Land $100,000 Building $351,545 | $451,545 (-7.44%) Land $100,000 Building $351,545 | |
| 2025 | $6,904.00 (+15.43%) | $487,843 (+387.84%) | $487,843 (+387.84%) Land $100,000 Building $387,843 |
| 2024 | $5,981.00 | ||
| 2023 | $100,000 (+19.05%) | $100,000 (+19.05%) Land $100,000 | |
| 2022 | $84,000 | $84,000 Land $84,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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