42 Summit Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 42 Summit Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,437 sqft · built 2003
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (May 2020)
Tax Bill	$12,532 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:39 B:44 L:8`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:39 B:44 L:8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,437 sqft Living Area
Gross Area	5,296 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	42 SUMMIT RD
City	BEDFORD
State	NH
Zip	03110-5659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	44
Legal Lot Number	8
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4018
Census Tract	2901

Owner

42 Summit Rd is owner-occupied and held in a trust since May 2020.

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	42 SUMMIT RD, BEDFORD, NH 03110-5659
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Document Number	202023325
Deed Book / Page	9293 / 2828
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	42 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	0092932846
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 SUMMIT RD BEDFORD NH 031105659, BEDFORD, NH 03110-5659

Mortgage

Document Number	0092932846
Date	May 15, 2020
Book Page	009293/002846
Instrument	200023328

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	42 SUMMIT RD, BEDFORD, NH 03110-5659
Document Number	0091791772
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 SUMMIT RD BEDFORD NH 031105659, BEDFORD, NH 03110-5659

Mortgage

Document Number	0091791772
Date	Jun 19, 2019
Book Page	009179/001772
Instrument	9024672

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 42 Summit Rd was $12,532, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,532.00 (+4.29%)	$760,000 (-) Land $314,900 Building $445,100
2024	$12,016.00 (+6.83%)	$760,000 (-) Land $314,900 Building $445,100
2023	$11,248.00 (+10.87%)	$760,000 (+31.85%) Land $314,900 Building $445,100	$677,255
2022	$10,145.00	$576,400 Land $233,100 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Summit Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT PRESERVE private · serves 965 people · EPA ID NH0192070
Water Source	Purchased groundwater from MERRIMACK VILLAGE DIST
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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