31 Summit Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 31 Summit Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,338 sqft · built 2004
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$360,500 (Apr 2004)
Tax Bill	$11,853 (2025)
Deeds & Mortgages	Jan 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:39 B:44 L:38`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:39 B:44 L:38`
Alternative APN	`394438`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,310 sqft
Basement Area	696 sqft
Unfinished Basement	169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	394438
Street Address	31 SUMMIT RD
City	BEDFORD
State	NH
Zip	03110-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	44
Legal Lot Number	38
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4020
Census Tract	2901

Owner

31 Summit Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	31 SUMMIT RD, BEDFORD, NH 03110-5658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVISION BANK
Dec 28, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage ENVISION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on File
Deed Sale	Apr 30, 2004 · Amount on File
Deed Book / Page	7223 / 2096
Last Transfer Date	Dec 30, 2020
Transfer Doc	0094060821
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Jan 5, 2021
Property Address	31 SUMMIT RD, BEDFORD, NH 03110-5658
Document Number	009406-821
Book / Page	9406 / 821
Instrument Date	Dec 30, 2020
Instrument	210000693
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT RD, BEDFORD, NH 03110-5658

Mortgage

Document Number	009406-824
Date	Jan 5, 2021
Book Page	9406/824
Instrument	210000694

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Dec 28, 2018
Property Address	31 SUMMIT RD, BEDFORD, NH 03110-5658
Document Number	0091370227
Book / Page	009137 / 000227
Instrument Date	Dec 21, 2018
Instrument	8057445
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 GOSS RD NORTH HAMPTON NH 038622044, NORTH HAMPTON, NH 03862-2044

Mortgage

Document Number	91370231
Date	Dec 28, 2018
Book Page	009137/000231
Instrument	8057446

Lender

Name	ENVISION BK
Address	STOUGHTON, MA 02072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 Summit Rd was $11,853, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,853.00 (+4.3%)	$718,800 (-) Land $309,200 Building $409,600
2024	$11,364.00 (+6.82%)	$718,800 (-) Land $309,200 Building $409,600
2023	$10,638.00 (+8.85%)	$718,800 (+29.44%) Land $309,200 Building $409,600	$695,590
2022	$9,773.00	$555,300 Land $228,900 Building $326,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Summit Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT PRESERVE private · serves 965 people · EPA ID NH0192070
Water Source	Purchased groundwater from MERRIMACK VILLAGE DIST
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures