42 Summit Pointe Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 42 Summit Pointe Ct, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,196 sqft · built 1999
Lot Size0.07 acres (3,049 sqft)
Owner2 Company Names on File
Last Sale$330,000 (Apr 2024)
Tax Bill$3,530 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNT000700012

Property Details

APN / Parcel Number

Primary APNT000700012
Alternative APN
  • 6-0001-8130-00-006C.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,196 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,482 sqft
Basement Area1,428 sqft
Finished Basement714 sqft
Unfinished Basement714 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT000700012
Street Address42 SUMMIT POINTE CT
CitySAINT CHARLES
StateMO
Zip63301-0565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT SUMMIT PT #1 RESUB 6 UNIT 6C
Legal SubdivisionVILLAS AT SUMMIT POINTE #1 RESUB 6
Legal Lot Number6C
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310301

Owner

Source: St. Charles County records · APN T000700012

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address42 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2024 · Amount on Record
Deed SaleApr 11, 2024 · Amount on Record
Prior SaleJun 29, 2010
Deed Document Number202413695
Last Transfer DateMay 14, 2024
Transfer Doc0000018793
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 11, 2024
Property Address42 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number0000013695
Map ReferenceMB 35 PG 296
Instrument DateApr 08, 2024
Instrument2024R-013695
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5350 W STONEHAVEN LN, NEW PALESTINE, IN 46163-8822

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 SUMMIT POINTE CT # 6C, 6C, SAINT CHARLES, MO 63301-0565

Mortgage

Document Number0000013696
DateApr 11, 2024
Instrument2024R-013696
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$56,351 (-)$296,582 (-) Building $296,582
2025$3,530.00 (+10.73%)$56,351 (+13.49%)$296,582 (+13.49%) Building $296,582
2024$3,188.00
2023$49,651
2022$261,320 Building $261,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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