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28 Summit Pointe Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 28 Summit Pointe Ct, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,258 sqft · built 1999
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Aug 2023)
Tax Bill$3,155 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APNT000700179

Property Details

APN / Parcel Number

Primary APNT000700179
Alternative APN
  • 6-0001-8238-00-004C.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,258 sqft Living Area
Gross Area3,348 sqft
1st Floor Area1,458 sqft
Basement Area1,428 sqft
Finished Basement800 sqft
Unfinished Basement628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft
Patio Area252 sqft

Location & Zoning

Account NumberT000700179
Street Address28 SUMMIT POINTE CT
CitySAINT CHARLES
StateMO
Zip63301-0565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT SUMMIT PT #1 RESUB 4 UNIT 4C
Legal SubdivisionVILLAS AT SUMMIT POINTE #1 RESUB 4
Legal Lot Number4C
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310301

Owner

Source: St. Charles County records · APN T000700179

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 07, 2023Warranty Deed, Transfer
FREEDOM TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2023 · Amount on Record
Deed SaleAug 07, 2023 · Amount on Record
Deed Document Number202331536
Prior Transfer DateMay 10, 2013
Prior Transfer Doc0060780657
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address28 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Transaction TypeMortgage
Record UpdatedMar 26, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565

Mortgage

Document Number0000008938
DateMar 11, 2024
Instrument2024R-008938
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 07, 2023
Property Address28 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565
Document Number0000031536
Map ReferenceMB 36 PG 54
Instrument DateJul 31, 2023
Instrument2023R-031536
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMIT POINTE CT, SAINT CHARLES, MO 63301-0565

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$55,205 (-)$290,550 (-) Building $290,550
2025$55,205 (+12.35%)$290,550 (+12.35%) Building $290,550
2024$3,155.00 (+8.91%)
2023$49,136 (+16.62%)
2022$2,897.00$42,135$258,611 (+16.62%) Building $258,611
2021$221,764

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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