42 Stevens Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 42 Stevens Rd, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1925
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2018)
Tax Bill	$5,343 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:4-06 L:158`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:4-06 L:158`
Alternative APNs	`MDBY M:4-06 L:158` `S0262800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S0262800
Street Address	42 STEVENS RD
City	MIDDLEBURY
State	CT
Zip	06762-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	158
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2018
Census Tract	344100

Owner

42 Stevens Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Middlebury Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 STEVENS RD, MIDDLEBURY, CT 06762-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Jan 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Jul 17, 2018	Trustee's Deed, Transfer FINANCE AMERICA
Nov 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jul 26, 1994 · Amount on File
Deed Book / Page	301 / 405
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	42 STEVENS RD, MIDDLEBURY, CT 06762-2625
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000318-449
Date	Jan 13, 2021
Book Page	318/449
Instrument	61

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	42 STEVENS RD, MIDDLEBURY, CT 06762-2625
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	318-449
Date	Jan 13, 2021
Book Page	318/449
Instrument	61

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Jul 17, 2018
Property Address	42 STEVENS RD, MIDDLEBURY, CT 06762-2625
Document Number	301-405
Book / Page	000301 / 000405
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 STEVENS RD MIDDLEBURY CT 067622625, MIDDLEBURY, CT 06762-2625

Mortgage

Document Number	301-409
Date	Jul 17, 2018
Book Page	000301/000409

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Nov 29, 2017
Property Address	42 STEVENS RD, MIDDLEBURY, CT 06762-2625
Document Number	298-617
Book / Page	000298 / 000617
Instrument Date	Nov 24, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42 STEVENS RD MIDDLEBURY CT 067622625, MIDDLEBURY, CT 06762-2625

Tax Assessment & Valuation

The 2025 property tax bill for 42 Stevens Rd was $5,343.

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,343.00	$164,300 Land $62,200 Building $102,100	$234,714 Land $88,857 Building $145,857
2024	$5,343.00 (+0.81%)
2023	$5,300.00 (+3.19%)	$164,300 (-) Land $62,200 Building $102,100
2022	$5,136.00	$164,300 Land $62,200 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Stevens Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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