10 Stevens Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 10 Stevens Rd, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,756 sqft · built 1931
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2007)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Oct 2023 Refinance Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:4-06 L:175`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:4-06 L:175`
Alternative APNs	`MDBY M:4-06 L:175` `M0187900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	876 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M0187900
Street Address	10 STEVENS RD
City	MIDDLEBURY
State	CT
Zip	06762-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA40
Legal Lot Number	175
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	2
Census Block	2017
Census Tract	344100

Owner

10 Stevens Rd is owned and occupied by two individuals who bought it in August 2007.

Source: Middlebury Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 STEVENS RD, MIDDLEBURY, CT 06762-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FD COMMUNITY FEDERAL CREDIT UNION
Aug 24, 2022	Deed of Trust, Mortgage · ARM ION BANK
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit ION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2007 · Amount on File
Deed Sale	Aug 2, 2007 · Amount on File
Prior Sale	Aug 4, 2003 · Amount on File
Deed Book / Page	233 / 861
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	10 STEVENS RD, MIDDLEBURY, CT 06762-2625
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000339-200
Date	Oct 11, 2023
Book Page	339/200
Instrument	1528

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	10 STEVENS RD, MIDDLEBURY, CT 06762-2625
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000333-767
Date	Aug 24, 2022
Book Page	333/767
Instrument	1580

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	10 STEVENS RD, MIDDLEBURY, CT 06762-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	302-611
Date	Oct 9, 2018
Book Page	302/611

Lender

Name	ION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 10 Stevens Rd was $6,039.

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,039.00	$185,700 Land $60,200 Building $125,500	$265,286 Land $86,000 Building $179,286
2024	$6,039.00 (+0.8%)
2023	$5,991.00 (+3.2%)	$185,700 (-) Land $60,200 Building $125,500
2022	$5,805.00	$185,700 Land $60,200 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Stevens Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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