42 Silver Beach Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 42 Silver Beach Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,803 sqft · built 1975
Lot Size	0.2 acres (8,690 sqft)
Owner	Individual Name on File
Tax Bill	$7,290 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`761500-0-186`

Property Details

APN / Parcel Number

Primary APN	`761500-0-186`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	3,283 sqft
1st Floor Area	2,241 sqft
Upper Floors Area	576 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,690 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	1,270 sqft
Patio Area	1,256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	42 SILVER BEACH DR
City	STEILACOOM
State	WA
Zip	98388-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 32 TOWNSHIP 20 RANGE 02 QUARTER 21 SILVER BEACH S P LAND COS S 17.5 FT OF L 3 ALL OF L 4 & 5 & N 11.5 FT L 6 B 17 TOG/W E 1/2 OF VAC ALLEY ABUTT ON W AKA L 47 B 17 AS PER MAP FILED WITH TOWN OF STEILACOOM
Legal Range	02
Legal Township	20
Legal Section	32
Legal Subdivision	SILVER BEACH S P LAND COS
Legal Block	17
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3000
Census Tract	72109

Owner

42 Silver Beach Dr is owned and occupied by an individual who acquired it in March 2010.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Mar 30, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2010
Transfer Doc	0000000798
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506

Mortgage

Document Number	0002220354
Date	Feb 22, 2023
Instrument	202302220354

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003240745
Date	Mar 24, 2021
Instrument	202103240745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1908230149
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1908230149
Date	Aug 23, 2019
Instrument	201908230149

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1901310296
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1901310296
Date	Jan 31, 2019
Instrument	201901310296

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 30, 2029

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1806070519
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	42 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1806070519
Date	Jun 7, 2018
Instrument	201806070519

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507-0718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 6, 2028

Interest

Rate Type	Adjustable Rate

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PIERCE WA
Recording Date	Mar 30, 2017
Property Address	42 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1703300236
Instrument Date	Mar 22, 2017
Instrument	201703300236
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 42 Silver Beach Dr was $7,290, up 3.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,290.00 (+3.92%)	$857,700 Land $410,200 Building $447,500	$857,700 Land $410,200 Building $447,500
2025	$7,015.00 (+15.45%)
2024	$6,076.00 (-2.55%)	$705,500 (-3.29%) Land $358,200 Building $347,300	$705,500 (-3.29%) Land $358,200 Building $347,300
2023	$6,235.00	$729,500 Land $372,100 Building $357,400	$729,500 Land $372,100 Building $357,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Silver Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Silver Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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