40 Silver Beach Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 40 Silver Beach Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,351 sqft · built 1975
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Mar 2007)
Tax Bill	$6,396 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`761500-0-181`

Property Details

APN / Parcel Number

Primary APN	`761500-0-181`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	550 sqft
1st Floor Area	1,583 sqft
Upper Floors Area	768 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	63 sqft
Deck Area	552 sqft
Patio Area	324 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	40 SILVER BEACH DR
City	STEILACOOM
State	WA
Zip	98388-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 32 TOWNSHIP 20 RANGE 02 QUARTER 21 SILVER BEACH S P LAND COS: SILVER BEACH S P LAND COS L 1 & 2 & N 7.5 FT OF L 3 B 17 TOG/W 22.5 FT OF ST VAC & ABUTT N OF L 1 ALSO TOG/W E 1/2 OF VAC ALLEY ABUTT ON W AKA L 48 B 17 AS PER MAP FILED WITH TOWN
Legal Range	02
Legal Township	20
Legal Section	32
Legal Subdivision	SILVER BEACH S P LAND COS
Legal Block	17
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3000
Census Tract	72109

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
May 2, 2017	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2007 · Amount on Record
Deed Sale	Mar 30, 2007 · Amount on Record
Prior Sale	Mar 25, 2004 · Amount on Record
Deed Document Number	20071569
Last Transfer Date	Aug 26, 2010
Transfer Doc	0000000604
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006070115
Date	Jun 7, 2023
Instrument	202306070115

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007240638
Date	Jul 24, 2020
Instrument	202007240638

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	2008140262
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	2008140262
Date	Aug 14, 2020
Instrument	202008140262

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2045

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1909160229
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1909160229
Date	Sep 16, 2019
Instrument	201909160229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2039

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1707140211
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1707140211
Date	Jul 14, 2017
Instrument	201707140211

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 13, 2042

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	40 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1705080373
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1705080373
Date	May 8, 2017
Instrument	201705080373

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,600 (+17.35%) Land $411,300 Building $383,300	$794,600 (+17.35%) Land $411,300 Building $383,300
2025	$6,396.00 (+9.67%)
2024	$5,832.00 (-2.57%)	$677,100 (-3.31%) Land $359,500 Building $317,600	$677,100 (-3.31%) Land $359,500 Building $317,600
2023	$5,986.00	$700,300 Land $373,500 Building $326,800	$700,300 Land $373,500 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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