42 Rose St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 42 Rose St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,908 sqft · built 1985
Lot Size	0.519 acres (22,592 sqft)
Owner	Individual Name on File
Tax Bill	$5,151 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0063B`

Property Details

APN / Parcel Number

Primary APN	`150-0063B`
Alternative APN	`CHIC M:0150 P:0063B`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	972 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,592 sqft (0.519 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	150-0063B
Street Address	42 ROSE ST
City	CHICOPEE
State	MA
Zip	01020-3539
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5005
Census Tract	810700

Owner

42 Rose St, a duplex, is owned and occupied by an individual.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	42 ROSE ST, CHICOPEE, MA 01020-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	42 ROSE ST, CHICOPEE, MA 01020-3539
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241134
Date	Oct 29, 2025
Instrument	241134

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	42 ROSE ST, CHICOPEE, MA 01020-3539
Document Number	0000222810
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ROSE ST CHICOPEE MA 010203539, CHICOPEE, MA 01020-3539

Mortgage

Document Number	0000222810
Date	Aug 5, 2020
Instrument	222810

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	42 ROSE ST, CHICOPEE, MA 01020-3539
Document Number	0000212393
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212393
Date	Oct 23, 2017
Instrument	212393

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	42 ROSE ST, CHICOPEE, MA 01020-3539
Document Number	0000209566
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209566
Date	Jan 27, 2017
Instrument	209566

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 42 Rose St was $5,151, up 10.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,151.00 (+10.82%)	$338,000 (+10.24%) Land $108,000 Building $230,000	$346,712
2025	$4,648.00 (+7.39%)	$306,600 (+4.57%) Land $96,400 Building $210,200
2024	$4,328.00 (+7.53%)	$293,200 (+10.35%) Land $94,500 Building $198,700
2023	$4,025.00	$265,700 Land $86,000 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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