13 Rose St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 13 Rose St, Chicopee, MA 01020

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 12 ba · 4,760 sqft · built 1900
Lot Size	0.14 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Oct 2025)
Tax Bill	$5,439 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`176-00008`

Property Details

APN / Parcel Number

Primary APN	`176-00008`
Alternative APN	`CHIC M:0176 P:00008`

Interior

Bedrooms	8 Beds
Full Baths	12 Baths
Half Baths	16 Half Baths
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,760 sqft Living Area
Gross Area	10,256 sqft
1st Floor Area	2,380 sqft
Attic	Attic
Attic Area	2,380 sqft
Basement Area	2,380 sqft
Unfinished Basement	2,380 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	176-00008
Street Address	13 ROSE ST
City	CHICOPEE
State	MA
Zip	01020-3501
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5005
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 ADAMS ST, CHICOPEE, MA 01013-4160
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 10, 2021	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Book / Page	26091 / 84
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 30, 2025
Property Address	13 ROSE ST, CHICOPEE, MA 01020-3501
Document Number	0026091-84
Book / Page	26091 / 84
Instrument Date	Oct 30, 2025
Instrument	52052
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 ADAMS ST, CHICOPEE, MA 01013-4160

Mortgage

Document Number	0000052053
Date	Oct 30, 2025
Instrument	52053

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 10, 2021
Property Address	13 ROSE ST, CHICOPEE, MA 01020-3501
Document Number	0024297-31
Book / Page	24297 / 31
Instrument Date	Nov 5, 2021
Instrument	88041
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,439.00 (+11.91%)	$356,900 (+11.32%) Land $79,100 Building $277,800
2025	$4,860.00 (+13.39%)	$320,600 (+10.4%) Land $73,600 Building $247,000
2024	$4,286.00 (+6.91%)	$290,400 (+9.75%) Land $72,200 Building $218,200
2023	$4,009.00	$264,600 Land $65,600 Building $199,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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